Guy does to banks, what banks usually do to others

Discussion in 'The Bar' started by Stew Nod, Aug 9, 2013.

  1. Stew Nod

    Stew Nod Hello VIP

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    A true fuckin hero, this guy is!



    Guy does to bank what banks usually do to other people

    21 hrs ago

    The idea of beating the banks at their own game may seem like a rich joke, but Dmitry Agarkov, a 42-year-old Russian man, may have managed it. Unhappy with the terms of an unsolicited credit card offer he received from online bank Tinkoff Credit Systems, Agarkov scanned the document, wrote in his own terms and sent it through. The bank approved the contract without reading the amended fine print, unwittingly agreeing to a 0 percent interest rate, unlimited credit and no fees, as well as a stipulation that the bank pay steep fines for changing or canceling the contract.
    Agarkov used the card for two years, but the bank ultimately canceled it and sued Agarkov for $1,363. The bank said he owed them charges, interest and late-payment fees. A court ruled that, because of the no-fee, no-interest stipulation Agarkov had written in, he owed only his unpaid $575 balance. Now Agarkov is suing the bank for $727,000 for not honoring the contract's terms, and the bank is hollering fraud. "They signed the documents without looking. They said what usually their borrowers say in court: 'We have not read it,'” Agarkov's lawyer said. The shoe's on the other foot now, eh? [Source]






    http://now.msn.com/dmitry-agarkov-outwits-russian-bank-by-writing-own-credit-card-terms
     
  2. Mark Mayonnaise

    Mark Mayonnaise You look like a tree! VIP

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    When you fall into a bottomless pit, you die of starvation
     
  3. DrSublux

    DrSublux Who am dis VIP

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  4. Lou Loomis

    Lou Loomis Feel the Gern

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    :jj:
     
  5. DrSublux

    DrSublux Who am dis VIP

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    I love how the nig falls with his legs still bent :c
     
  6. Stew Nod

    Stew Nod Hello VIP

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    Please maintain thread integrity! :grad:
     
  7. Lou Loomis

    Lou Loomis Feel the Gern

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    They thought he was a donut.

    They tried to glaze him.
     
  8. HeinousMark

    HeinousMark Creepy-Ass Cracka VIP

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    Jesus!!! I wanna shake that man's hand. This is almost as heartwarming as the story I read yesterday about a woman who sued a debt collector and WON a 10 million dollar judgement!


    http://abcnews.go.com/Business/wva-woman-fights-collect-10-million-debt-collectors/story?id=19898993
     
    Last edited: Aug 9, 2013
  9. AmishGirl

    AmishGirl Well-Known Member VIP

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    That's one clever Russkie! :nod:
     
  10. basketcase

    basketcase Pissed that Naz only has 2 legs

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    Oh yea! I love to hear this kinda story!
     
  11. FlaFlaFlunkie

    FlaFlaFlunkie Fabulous!

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    If it's true, that's an awesome story, yo.
     
  12. Lou Loomis

    Lou Loomis Feel the Gern

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    He sounds like one of those dudes who gets pulled over by the cops on purpose then only cracks the window enough to slip his ID out the sliver and videos the whole thing to catch the cop violating one of his civil rights...
     
  13. Napoleon V2

    Napoleon V2 New Member Banned User

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    I'm sure this man will go on to live a long and fruitful life. The bank surely isn't connected or anything
     
  14. MatthewT

    MatthewT Awaiting The Rapture VIP

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    vCash 666 :right:
     
  15. FlaFlaFlunkie

    FlaFlaFlunkie Fabulous!

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    :lol: He'll "suddenly" be audited by the IRS. :jj:
     
  16. Napoleon V2

    Napoleon V2 New Member Banned User

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    Its in Russia so the tax police are the least of his worries
     
  17. sfgirl

    sfgirl Well-Known Member VIP

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    "They signed the documents without looking" :jj:
     
  18. HOLIC

    HOLIC MADMAN

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    this made me lol [video=youtube;jUzMLu4K_2o]http://www.youtube.com/watch?v=jUzMLu4K_2o[/video]
     
  19. Schmoopy

    Schmoopy Shit Mult Hunter

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    [video=youtube;IN6cJ_wGmsk]http://www.youtube.com/watch?v=IN6cJ_wGmsk[/video]
     
  20. Gogol Boobdello

    Gogol Boobdello Well-Known Member

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    that is great



    The bankers had to admit the mistake, says Agarkov’s representative Dmitry Mikhalevich.

    "They signed the documents without looking. They said what usually their borrowers say in court: 'We have not read it,'” says Mikhalevich.

    Despite the victory, Agarkov decided to sue Tinkoff Credit Systems for fines of 24 million rubles ($727,000) for not honoring the terms of the agreement, and the decision to terminate the contract without paying 6 million rubles ($182,000) fee.

    "Our lawyers think, he is going to get not 24 million, but really four years in prison for fraud. Now it's a matter of principle for @ tcsbank,” founder of the bank Oleg Tinkov tweeted.
    We don’t have small print, everything is clear and transparent. Try to open a card - then we'll talk. Stealing is a sin - in my opinion, of course. Not all in Russia think so,” Tinkov tweeted.

    The next hearing will be held in September.
     
    Last edited: Aug 9, 2013