My friend was in a car accident a few months back and now owes $75,535.00. He was in a head on collision that was not his fault. Spent 15 hours in a room, gave him a few scans, he had 4 broken ribs. They administered morphine for the pain, then sent him back home, with some painkillers. That was it, now he owes a shit ton of money. Sure he doesn't have medical insurance but now he is fucked financially for a very long time. Is this right?