JACKSONVILLE, Fla. — A businessman reported dead two years ago in Venezuela was arrested in North Carolina on fraud charges Saturday after his life insurance companies filed lawsuits alleging he was alive. Details of the charges against Jose Lantigua, 62, are unclear. But his arrest ends two years of speculation about whether the former furniture store owner had allegedly faked a fatal illness in 2013 while vacationing in Venezuela, leaving his Jacksonville business millions of dollars in debt. His life insurance companies thought they were being swindled and began an investigation, saying Lantigua was not dead after two lenders filed claims, the lawsuits said. The lawsuits by Hartford Life & Annuity Insurance Co. also alleged that a worker was bribed to falsify documents stating that Lantigua’s body was cremated, and claimed he fraudulently assigned benefits claims to a local creditor before he disappeared.