Question for the seasoned travellers

Discussion in 'The Howard Stern Show' started by Skipnoid, Apr 16, 2015.

  1. Skipnoid

    Skipnoid Lick Me!

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    My 14 YO daughter is leaving next week for a three week student exchange to Germany. My question is: what is the best way to handle her spending money? One of the parents suggested using a pre-paid visa card. I've only been out of the country a handful of times, and not recently. I do recall that using a credit/debit card (she has neither) was the best way at the time and that it always gave you the best and/or most current exchange rate???
     
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  2. SouthernListen

    SouthernListen I don't follow the crowd. Sorry about that. VIP

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    Germany[edit]
    The age of consent in Germany is 14, as long as a person over the age of 21 does not exploit a 14–15 year-old person's lack of capacity for sexual self-determination, in which case a conviction of an individual over the age of 21 requires a complaint from the younger individual; being over 21 and engaging in sexual relations with a minor of that age does not constitute an offense in and of itself. Otherwise the age of consent is 14, although provisions protecting minors against abuse apply until the age of 18 (under Section 182(1), it is illegal to engage in sexual activity with a person under 18 "by taking advantage of an exploitative situation"[29]).
     
    Last edited: Apr 16, 2015
  3. DuckDong

    DuckDong VIP Extreme Gold

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    Get her some German Marks before she leaves... you can do that at a major bank or even AAA

    Id get a cc issued in her name by your bank as well. Just for this trip.

    Id be scared to death to let her go... unless this is you

    [​IMG]
     
  4. SomerSky

    SomerSky Obsessed with what I hate Banned User

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    Get her cash too, make a photocopy of her passport just in case she loses it. you keep one, and put a copy in her luggage somewhere....

    Debit card, and where the nearest western union is if you need to wire her more money...
    dont worry about the exchange rate, you always get ripped off here for overseas.....
     
  5. rabbigottfried

    rabbigottfried Well-Known Member

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    Prepaid cards work but they charge ridiculous rates when you do international transactions.

    If possible try opening a local account and give her travelers check's.
     
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  6. unclefreddy

    unclefreddy Well-Known Member

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    I live in Europe and America, but I have to tell you the truth, I do feel much safer walking the streets in the city much more in Europe than the states. Violent crime is much more rare (of course it exists) but less scaremongering. If people see you in danger or if you ask for help, no one is not afraid of being labeled a pervert to help you . Germany is an awesome country and I recommend everyone visit.
    I tell everyone to bring their ATM card (debit card), you can use it here and get the best exchange rates. Just to note, many atm's in Germany use cards with chips in them so ask your bank. There are still plenty of banks that work with American credit cards, but about a third are chip only readers. Also NFC readers are fairly common.

    Give her some US dollars to hold (maybe 500). She can exchange fairly easily and the exchange rate is very good compared to last year.
    No worries, your daughter will have a great time and probably won't want to come back.
     
  7. Mr Fantastic

    Mr Fantastic Found Nemo VIP

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    Daughter went to France-Italy on a school trip recently, and we gave her 200 in Euros purchased from local AAA and a cc we got from Capital One due to their lack of fees on foreign txns. We set her card limit at 500.

    She was only gone a week, and came back with most of the cash since most of her spending was on the cc.

    Gypsy pickpockets are everywhere, and they all rival Doug Henning for the art of distraction. So, she got an over the shoulder zipper bag that she kept everything in and had no problems.

    The color copies of the passport is a good suggestion as well. Good luck.
     
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  8. MyLazyHand

    MyLazyHand Russia and France Know What to Do

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    You no longer need to swear allegiance to the National Socialists Party, but she should play it safe.
     
  9. Tovahund

    Tovahund Just a good dog.

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    Emergancy cash, money belt and a prepaid card you can replenish or shut off at any time. Keep track of every cent online.


    Eurail Pass 360€, ferry to Ibiza 200€, losing your virginity?... Priceless.
     
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  10. Jayla

    Jayla Ou ai-je l'esprit? Gold

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    Hardly a seasoned traveler, only been to 5 countries and never Germany. But I would think pre-paid or debit cards are a big no no when traveling abroad for the simple reason that they can be stolen and won't necessarily be replaced/value refunded. CCs can be canceled and the companies almost always take your word about unauthorized purchases. She could also get cash right there, when and if she feels she needs it at an ATM that way too, I'd imagine.
     
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  11. Skipnoid

    Skipnoid Lick Me!

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    That's another Q ... German Marks VS Euro's. I'm assuming that Euro's are the way to go. But my first thought was Marks.
     
  12. LaserT

    LaserT You have to have fun. Gold

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    ^ This
     
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  13. DuckDong

    DuckDong VIP Extreme Gold

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    Euros I meant to correct myself

    Germany is a member of EU and uses Euros
     
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  14. Skipnoid

    Skipnoid Lick Me!

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    1. I'm trying to find her some Euro's (or DM's?)
    2. I already have a copy of her PP.
    3. Yeah ... cost of being privileged I guess.
     
  15. AmishGirl

    AmishGirl Well-Known Member VIP

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    Not in the U.K., generally speaking, they don't want to get involved.
     
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  16. Skipnoid

    Skipnoid Lick Me!

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    So, would she be able to cash a Traveler's Check at any Western Union location?
    Are they still American Express Traveler's Checks?
     
  17. Skipnoid

    Skipnoid Lick Me!

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    American Express Traveler's Checks?
     
  18. SouthernListen

    SouthernListen I don't follow the crowd. Sorry about that. VIP

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    You do realize what site you're asking this at, right?
     
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  19. rabbigottfried

    rabbigottfried Well-Known Member

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    I think so. I have a travelers card. I've never used them before .

    I've used Thomas Cook travelers check before . Just call them and look at the ex rates before you buy any thing .

    The best part about the travelers check is that any bank would be ready to deposit them .
     
  20. Skipnoid

    Skipnoid Lick Me!

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    Roger that. And you are a funny fuck, but I just didn't expect so soon. It's cool.