Speaking of HUGE life changes...

Discussion in 'The Howard Stern Show' started by TheWonk, Oct 14, 2014.

  1. TheWonk

    TheWonk POTY Music Forum Gold

    Reputations:
    163,668
    Joined:
    Jan 19, 2012
    Messages:
    7,283
    Likes Received:
    15,736
    I'll start off with a huge WAHHHHHH because I don't usually post shit like this.
    :artiejj:

    Fuck you, short dick Artie.

    Now, I recently moved from Philly back to the San Fran area. Been struggling for 2 months but I'd found a temp place to stay. Very pricey at $300 a week. I've been going out on interviews and looking for work since I got here. My dream has always been to make a living with music, teaching, playing, performing. So after 15+ of shit office jobs in PA I decided to stick to my guns here and try to do what I really have a passion for. Which might be stupid since I could've gotten a similar shit job once I got here and at least have made a crappy living. But I'd probably have spent the next 20 years just as broke and miserable anyway.

    Now this week things start coming together. I get a call from a school I applied at saying I got approved to start next week. Problem is, it's almost 2 hours away in the East Bay (where I'd been planning to live once I got settled).
    I'll skip a lot of (even more) boring shit and just say that today I found a great room for rent about 1/2 hour from where I'd be working. Problem is I'm about tapped out. Not even enough money left for the deposit/first/last deal.

    My ex in Philly fucked up my credit rating after we split (I didn't realize she had my social security # and kept applying for credit cards after I moved) and I am just strapped. Probably will be homeless in 2 weeks. It makes me sick that I'm letting a great opportunity go by, something I'd been wanting for the last 20 years, because some bitch made it so I can't even have a credit card to take out some $ or apply for a loan, especially when my credit rating used to be great back in the day.

    Tomorrow is kind of "D-day" as far as making a decision or just losing the place I'm trying to get into (and possibly the job). Aside from hanging myself does anyone here have any advice when it comes to getting a loan, maybe from a loan shark who'll break my legs or something?
     
  2. Dick Nipaolo

    Dick Nipaolo Inconsequential human

    Reputations:
    6,068
    Joined:
    Feb 6, 2014
    Messages:
    701
    Likes Received:
    845
    Can you nail her for fraud? We're you guys married? Loan sharks are crazy motherfucks. So personally, I would try and avoid that route. But at the same time. Doing it legit is just a bitch and a half.. So I'm not real sure..

    And i don't want you to hang yourself, for the record.
     
  3. Onehourphoto

    Onehourphoto Maverick Gold

    Reputations:
    6,552
    Joined:
    May 12, 2012
    Messages:
    1,282
    Likes Received:
    1,552
    Suck it up Buttercup.

    or to use an overused sports cliche....pain is temporary, glory last forever.

    Don't blame anyone else or use that as excuse.

    if it means driving 2 hours each way for a little while until you can bank some money, then do it.

    if you have to crash at some flea bag motel that is closer, then do it.

    find a part time job on weekends, then do it
     
  4. Mike2077

    Mike2077 Well-Known Member

    Reputations:
    3,396
    Joined:
    Nov 8, 2013
    Messages:
    520
    Likes Received:
    789
    You moved to the most expensive place in the country. I from Refwood City (about 15 min south of San Francisco on the peninsula). I was paying 1800.00 for a 1 bedroom apt. Had to get the fuck out if there. Good luck.
     
    1Vegasgirl likes this.
  5. 1Vegasgirl

    1Vegasgirl Well-Known Member VIP Gold

    Reputations:
    453,639
    Joined:
    Jan 11, 2012
    Messages:
    32,551
    Likes Received:
    46,071
    Do you have a reliable car? Make it to the job. Sounds like this is a one day at a time thing.
     
    smichal, TheWonk, Thedomina and 4 others like this.
  6. jersery

    jersery Well-Known Member Banned User

    Reputations:
    1,264
    Joined:
    Jan 15, 2014
    Messages:
    773
    Likes Received:
    488
    How is your shit post Stern related? Sounds like you need a therapist. You're a failure. Move back to momma.
     
  7. Big Bad Booey

    Big Bad Booey Well-Known Member

    Reputations:
    18,000
    Joined:
    Dec 15, 2012
    Messages:
    2,416
    Likes Received:
    4,155
    Sounds like you need a cock to suck on.
     
  8. jersery

    jersery Well-Known Member Banned User

    Reputations:
    1,264
    Joined:
    Jan 15, 2014
    Messages:
    773
    Likes Received:
    488
    What exactly are you suggesting?
     
  9. Birddog

    Birddog Well-Known Member

    Reputations:
    26,129
    Joined:
    Jan 8, 2014
    Messages:
    1,840
    Likes Received:
    3,529
    Take the job, save some cash. Live in your car if you have to. It will only add to the legend. Good luck.
     
  10. Wesmantooth

    Wesmantooth VIP Extreme Gold

    Reputations:
    57,551
    Joined:
    Dec 14, 2011
    Messages:
    12,611
    Likes Received:
    10,694
    if you have the room in your rental I woudl seriously suggest becoming a foster parent to several or more wonderful kittens. WHo needs a job when you can have kittens?
     
  11. SwingOnThis

    SwingOnThis Active Member

    Reputations:
    481
    Joined:
    Mar 16, 2012
    Messages:
    291
    Likes Received:
    78
    Just post your paypal details and i'll be sure to send a donation so you can realize your dream of teaching music to little kids that don't give a fuck.
     
  12. 1Vegasgirl

    1Vegasgirl Well-Known Member VIP Gold

    Reputations:
    453,639
    Joined:
    Jan 11, 2012
    Messages:
    32,551
    Likes Received:
    46,071
    Shocking that you have no reps.:ublob::ucoffee:
     
    smichal, Pooh bear, TheWonk and 3 others like this.
  13. 1Vegasgirl

    1Vegasgirl Well-Known Member VIP Gold

    Reputations:
    453,639
    Joined:
    Jan 11, 2012
    Messages:
    32,551
    Likes Received:
    46,071
    Stern isn't Stern related anymore.
     
  14. AllAboutHim Ed

    AllAboutHim Ed #mypurpose VIP

    Reputations:
    134,725
    Joined:
    Jan 1, 2014
    Messages:
    7,246
    Likes Received:
    10,880
    Put a fraud alert on your credit file and file a police report. You must get that shit off your credit.

    Join a Y or gym where you can shit, shower and shave and live in your car until you can afford a place. I did this while ski bumming in sub zero temps so it should be a piece of cake in SF.

    Even better, if you're renting a room, there may be some flexibility in the lease terms. Ask the owner to be flexible and show him/her the job offer and say you can get the security deposit and last months rent to him in the coming months.
     
    smichal, TheWonk, meanredhed and 4 others like this.
  15. DogStar69

    DogStar69 Well-Known Member

    Reputations:
    -132,548
    Joined:
    Sep 22, 2010
    Messages:
    29,076
    Likes Received:
    15,925
    You were a dummy to move somewhere without saving at least 1 years rent. Plus you moved some place without a job. Good luck, don't become homeless.
     
    Dreamking likes this.
  16. CrucifiedAGT

    CrucifiedAGT He's Around VIP

    Reputations:
    335,688
    Joined:
    Nov 23, 2013
    Messages:
    11,722
    Likes Received:
    24,646
    Well, he probably cant afford a place with 7 or more chimneys, but Im sure he can find a simple starter place with only 4 chimneys, and work his way up from there after some coupon clipping.
     
    smichal, 1Vegasgirl and Wesmantooth like this.
  17. Mlaw

    Mlaw Quite Contrarian Gold

    Reputations:
    369,458
    Joined:
    Nov 5, 2010
    Messages:
    58,833
    Likes Received:
    23,912
    If your ex really did that then file criminal charges for identity theft. What u claim she did is illegal. AND a violation of any divorce agreement if u were married.

    But it sounds to me that you really have no skills or talent, otherwise you would have been able to make it where ever you were. Plenty of people get along just fine without credit
     
    TheWonk likes this.
  18. CrucifiedAGT

    CrucifiedAGT He's Around VIP

    Reputations:
    335,688
    Joined:
    Nov 23, 2013
    Messages:
    11,722
    Likes Received:
    24,646
    While this was said in the cuntiest way possible, she does have a point. The ex committed fraud and should be held accountable.

    The OP needs to get any kind of job, live below his means, and focus on living only on cash going forward. Credit ratings are for chumps who don't understand that you are supposed to fucking live below your paycheck. Debt is slavery, savings is freedom.

    There are some excellent suggestions in this thread to help live a debt free lifestyle. Yes, its not a place with a bowling alley, but that's life.
     
    Last edited: Oct 14, 2014
    TheWonk likes this.
  19. TallTyrion

    TallTyrion Triggered like a mofo VIP

    Reputations:
    153,277
    Joined:
    May 14, 2013
    Messages:
    16,467
    Likes Received:
    34,415
    if you are a veteran, you might have some options.
     
  20. Mlaw

    Mlaw Quite Contrarian Gold

    Reputations:
    369,458
    Joined:
    Nov 5, 2010
    Messages:
    58,833
    Likes Received:
    23,912
    Given that the OP has been nothing but a cunt to me, I was quite restrained