SRS question, how much is too much car insurance?

Discussion in 'The Bar' started by DrivenByDemons, Oct 8, 2015.

  1. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    I max my coverage out. IDK why. I feel like its better safe than sorry. I've had full coverage on my truck since 1998 and do the $100 deductible and all that shit. It's not really that much more to do that since it's so old but I've picked up another car and need to rethink things now. Any tips or tricks for one driver insuring two cars? :hat:
     
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  2. Mack

    Mack Well-Known Member VIP

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    I have never payed a single insurance payment in my entire life. I literally have no idea.
     
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  3. Mack

    Mack Well-Known Member VIP

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    I don't even know how much our house payment is. No clue.
     
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  4. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    Excellent info. This is a big help. I will save 1000's with this method.
     
  5. Mack

    Mack Well-Known Member VIP

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    I'd like to tell you its always worked for me but I really don't know if it did or not.
     
  6. jdwhatever

    jdwhatever Fesh Gold

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    :jj::jj:
     
  7. jdwhatever

    jdwhatever Fesh Gold

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    I'm in the same boat as Mack. Zero clue.
     
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  8. NipplesAndToes23

    NipplesAndToes23 Mediocre Negro

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    @dawg give that guy a raise. Dude is so broke he's driving a total piece of shit.
     
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  9. NipplesAndToes23

    NipplesAndToes23 Mediocre Negro

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    You just take the allowance Mrs. Mack gives you and let her handle the rest?
     
  10. Blackened

    Blackened Commitment to Excellence VIP

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    contact Flo RE: name your price tool
     
  11. NipplesAndToes23

    NipplesAndToes23 Mediocre Negro

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    I would never ever buy Progressive because of their annoying ass commercials.
     
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  12. Blackened

    Blackened Commitment to Excellence VIP

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    she's got a big white fat ass tho
     
  13. Mack

    Mack Well-Known Member VIP

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    I don't even take an allowance. It all went into getting out of debt and remodeling, and now it's going into the mortgage.
     
  14. Apple the cat

    Apple the cat Moral conscience of the Shed

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    Simple formula for collision/ comprehensive deductible is:

    How much can you afford to lose? I can come up with $500, so that's my deductible. When a car gets to be worth less than $2500.00 low blue book value, I take collision and comp. off of them, as to me it isn't worth the extra cost of having them on such a low value car.
     
  15. Mack

    Mack Well-Known Member VIP

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    I haven't bought a gun in years. :mad:
     
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  16. Mack

    Mack Well-Known Member VIP

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    ^^ insurance guy
     
  17. Apple the cat

    Apple the cat Moral conscience of the Shed

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    Hardly. Just a gearhead with too many cars sitting around.
     
  18. Mack

    Mack Well-Known Member VIP

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    Any cool shit?
     
  19. NipplesAndToes23

    NipplesAndToes23 Mediocre Negro

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    This is not okay.
     
  20. VeeB

    VeeB I have a Full Member VIP

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    Bump up your deductible to $500.00 and see what the difference is.
     
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