what's the site with the free credit reports once per year?

Discussion in 'The Bar' started by Harry Gibbs, Oct 11, 2013.

  1. Harry Gibbs

    Harry Gibbs the boss of all men

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    you get your credit reports free from each of the three major credit reporting agencies. i can't remember the site. i've been paying on student loans for a few years now and have been making good scratch so i want to know where i'm at credit score wise.

    :cheer:
     
  2. Avery

    Avery Well-Known Member Banned User

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    those ain't free free
     
  3. Schmoopy

    Schmoopy Shit Mult Hunter

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    Google it, faggit. Pwned!
     
  4. Schmoopy

    Schmoopy Shit Mult Hunter

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    I know the name and I'm not telling you, faggit. Pwned!
     
  5. Harry Gibbs

    Harry Gibbs the boss of all men

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    there's a legit one that's actually free. or at least paid by tax dollers.
     
  6. Harry Gibbs

    Harry Gibbs the boss of all men

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    i think i found it but there are a lot of ones that aren't legit an i want to make sure this is the legit one.
     
  7. Real

    Real Well-Known Member VIP

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    Annualcreditreport I do mine every year on my birthday. Free no spam. Make sure to print all that shit too
     
  8. Harry Gibbs

    Harry Gibbs the boss of all men

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    thanks real! :cheer: that's the one i thought it was but i wanted to make sure. and if i'm remembering right, you get the report for free and have to pay a few bucks from each service to get your actual credit score.
     
  9. DroppingLoads

    DroppingLoads New Member Banned User

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    Credit Karma is free, just register.
     
  10. Real

    Real Well-Known Member VIP

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    Yeah. they show all the information that appears on your report but if you want the #'s I think its 9.99.
     
  11. Harry Gibbs

    Harry Gibbs the boss of all men

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    not as high as i'd hoped. :(


    first one:
    [​IMG]


    Second one:

    [​IMG]
     
  12. Harry Gibbs

    Harry Gibbs the boss of all men

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    my third credit score was 819 but it looks like on that scale credit goes up to 990. that's kind a gay.
     
  13. AmishGirl

    AmishGirl Well-Known Member VIP

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    Here's an NPR segment on credit reports and the like, I'd say that's a good resource: http://www.marketplace.org/topics/business/how-dispute-credit-report-error
     
  14. Mlaw

    Mlaw Quite Contrarian Gold

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    call the 1 800 numbers

    Equifax, 1-800-685-1111

    Experian, 1-888-397-3742

    TransUnion, 1-800-916-8800
     
  15. dawg

    dawg In The Dog House Staff Member

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    Those mean diddly Dinkus unless you need your reports to straighten something out. You need to know your Fico score brah.
     
  16. Mlaw

    Mlaw Quite Contrarian Gold

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    It's best to call, the websites try to navigate you to buy services, when you call you just punch in your SS#, address, DOB and they mail it out. Get a report from each
     
  17. Harry Gibbs

    Harry Gibbs the boss of all men

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    what's my fico score bro? is that my credit score or something diffrent.
    thanks mlaw! i have to save that for next year because i just finished my reports for this year. :(
     
  18. Harry Gibbs

    Harry Gibbs the boss of all men

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    like in those screenshots i took above, are 782 and 788 my fico scores?
     
  19. Harry Gibbs

    Harry Gibbs the boss of all men

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    one thing that's weird is that all three credit agencies had my previous employer as my current employer even though i been at this job for over 2 1/4 years.
     
  20. dawg

    dawg In The Dog House Staff Member

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