Who knows about insurance and stuff? (eye/dental/health) (srs)

Discussion in 'The Bar' started by DrivenByDemons, Apr 25, 2012.

  1. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    My wife quit working when we had our kids so we've always used my insurance for everything. She recently got a decent job and has insurance of her own now. Can we double dip on coverages? Like we just had eye exams and hers covers a little and mine covers a little. Can we submit to both policies? I'm sure this is a dumb question but never had this problem before.
     
  2. gilaet

    gilaet Grandiosa Kjøttboller Gold

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  3. Vashier

    Vashier VIP Extreme Gold

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    over the course of a year wont you have paid in more premiums then the services you use?
     
  4. GHP

    GHP New Member Banned User

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  5. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    no premiums bra, not for vision.
     
  6. GHP

    GHP New Member Banned User

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    facepalm was for gilaet
     
  7. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    he would know the answer :(
     
  8. gilaet

    gilaet Grandiosa Kjøttboller Gold

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    you fuck :jj:
     
  9. GHP

    GHP New Member Banned User

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    :iohi5:


    :jj:
     
  10. stripes

    stripes Active Member Banned User

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    depends on what your premiums are at work but sometimes a good health policy for the kids can be bought cheaper on your own
     
  11. Mlaw

    Mlaw Quite Contrarian VIP Gold

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    you just have to notify both carriers of the coverage so they can coordinate benefits
     
  12. Peau de Soie

    Peau de Soie Edit Button? Thanks LaserTilt!

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    In before the "obamacare" flamefest.

    But if your state already has a decent program you should really check that out for the kids.
     
  13. MatthewT

    MatthewT Awaiting The Rapture VIP

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    yes. your insurance will be primary for you, and your wife's will be secondary for you. not exactly double-dipping, but more likely to cover everything.
     
  14. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    It's actually the same company. I told my wife there was no way we could use both and would probably need to pick one or the other but she thinks that's not correct. I'm thinking about just sending it to both and seeing what happens.
     
  15. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    reps for telling me what I want to hear.
     
  16. MatthewT

    MatthewT Awaiting The Rapture VIP

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    hope it's nothing srs :hat:
     
  17. Bye You!

    Bye You! The n word guy Gold

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    If you're paying for two policies, this.

    For the kids, there's something called the birthday rule. I don't know what it is but look into it.

    And seriously, your health care provider should submit to primary, secondary, THEN bill you if need be.
     
  18. Mlaw

    Mlaw Quite Contrarian VIP Gold

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    you can do that, but you still have note that there is another policy in effect. They may be the same company, but they don't coordinate benefits unless told to do so.

    It is also illegal to get paid more than 100% for a claim or service
     
  19. Billy Brown

    Billy Brown Slippin Jimmy VIP

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    I want my Obama money. :mad:
     
  20. DrivenByDemons

    DrivenByDemons Spinoff Jesus Staff Member

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    not at all, routine eye exams